Top-down flat lay of student travel essentials, a physical calculator, a passport, and a neatly folded loan document on a clean slate desk under bright daylight.
Top-down flat lay of student travel essentials, a physical calculator, a passport, and a neatly folded loan document on a clean slate desk under bright daylight.
Check Eligibility

Student Education Loans

Evaluate interest rates, processing fees, and moratorium structures across public banks, private lenders, and NBFCs with unbiased, transparent data.

Unbiased Metrics

Independent Lender Comparison

We aggregate rates directly from public, private, and non-banking financial institutions. No sponsored placements, no hidden agent markups.

Public Banks

Private Banks

Specialist NBFCs

Best for secured loans with lowest interest rates. Typically requires collateral but offers favorable repayment terms and longer moratorium periods.

Faster processing with options for both secured and unsecured paths. Highly structured co-borrower requirements and flexible repayment schedules.

Optimized for quick, unsecured global education loans up to 50 Lakhs. Higher approval rates based on future academic earning potential.

8.5% - 9.8%

10.2% - 12.5%

11.5% - 14.0%

Average interest rate range

Average interest rate range

Average interest rate range

Financial Planning

The Moratorium Period

Repayment doesn't start the day you land. Learn how grace periods and simple interest calculations affect your total cost of attendance.

The True Cost Checklist

Unsecured Thresholds

Before signing any loan agreement, verify these three critical parameters to ensure your family's financial stability during your studies abroad.

Students heading abroad can often secure up to 50 Lakhs without collateral, depending on university ranking and course selection.

1. Grace Period: Confirm if interest accrues during your study terms plus six months post-graduation before principal repayments begin.

2. Processing Fees: Public lenders charge flat administrative fees, while private entities often levy percentage-based charges up to one percent.

Minimum GRE/GMAT scores or high domestic GPA can lower interest margins by up to 0.5% with select private lenders.

3. Tax Benefits: Ensure your loan qualifies for Section 80E deductions on interest paid, reducing your net tax liability significantly.

Your Eligibility Check

Submit your basic academic and financial profile. Our independent advisors will match you with optimal public and private lending options.